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The OFT closed on 31 March 2014 and this website is no longer being updated. The OFT's work and responsibilities have passed to a number of different bodies. Read more.

Calculating fair default charges in credit card contracts (April 2006)

A statement of the OFT's position

Publication Ref: oft 842

Calculating fair default charges in credit card contracts (pdf 203 kb)

Consumer summary credit card default charges (pdf 67 kb)




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