If your business carries out activities relating to consumer credit or hire you may need a credit licence.
To save yourself time and money, before you apply for a licence we recommend you check:
Credit activities fall into a number of categories. When you apply for a licence you will need to tell us which categories apply to your business. The categories are:
For more detailed information on the activities that fall into each category, see Do you need a credit licence?
If you apply for a Category A licence, you may also need to register with the OFT for under the Money Laundering Regulations, check if you need to be registered.
For more information on the specified descriptions of businesses see General Notice 72 - Specified descriptions of business (pdf 47kb).
Some credit activities have been identified as being of higher potential risk to consumers. If your business is high risk you will have to fill in additional forms and may be subject to on-site inspections. Find out if your business is high risk.
Before you start filling in the online application form we recommend you:
Start a new application (this link takes you to an external website)
For more information, see General Notice 71 (pdf 223kb)
If you are having problems please contact the Enquiries team on 08457 22 44 99 or email email@example.com. The office is open from 9am-1pm and from 2pm-5pm.
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